1. PayNBack App (For Shoppers)

• Overview:
  The PayNBack app allows users to earn instant cashback on every UPI-based payment at partnered local stores, offering a simple and seamless experience without the need for loyalty points or complex procedures.
• Features:
  • Instant Cashback: Earn cashback in real-time when you pay with UPI at participating stores.
  • Simple UI: User-friendly interface for easy navigation and transaction history tracking.
  • Real-Time Notifications: Get instant alerts on cashback earned, promotions, and nearby stores offering rewards.
  • Store Discovery: Find participating PayNBack partner stores around you with a click.
  • Referral Program: Refer friends and earn extra rewards.
• USP:
  Earn cashback directly to your wallet every time you make a purchase — without waiting for points to accumulate or a redemption process.

2. PayNBack Merchant Dashboard (For Merchants)

• Overview:
  A comprehensive merchant dashboard designed to track sales, cashback issued, and customer activity in real-time. It enables stores to efficiently manage rewards and promotions to drive more footfall.
• Features:
  • Transaction Tracking: View daily transactions, cashback payouts, and customer behavior insights.
  • Simple Setup: Easily link your store’s UPI QR code with the PayNBack platform — no new hardware required.
  • Customer Insights: Access detailed reports on customer behavior, transaction volume, and demographics.
  • Promotions & Campaigns: Run targeted, region-specific promotions directly from the dashboard.
  • Store Branding: Display your store’s unique rewards program to attract and retain customers.
• USP:
  No hardware investment, no complex systems. Just display a simple PayNBack QR and start offering rewards immediately.

3. PayNBack Loyalty & Rewards Program

• Overview:
  An optional loyalty enhancement tool that allows merchants to create custom rewards tiers and campaigns tailored to their customer base. This program is designed to build long-term customer loyalty and engagement.
• Features:
  • Custom Reward Tiers: Create different loyalty levels (e.g., Gold, Silver, Bronze) to incentivize repeat customers.
  • Referral Rewards: Earn extra rewards by referring new customers to your store or by shopping at new partner stores.
  • Targeted Promotions: Run exclusive offers to specific customer segments (based on their spending habits or location).
• USP:
  A customizable rewards platform that helps merchants build customer retention strategies while driving more foot traffic.