CoAI Recovery Pro is an AI-powered loan monitoring and recovery platform designed for Primary Agricultural Credit Societies (PACS) and cooperative banks. The system uses machine learning to analyze borrower repayment behavior and identify potential default risks. Based on these insights, the platform automatically sends reminders to borrowers through voice calls, SMS, and messaging in regional languages.

The platform provides a user-friendly dashboard where bank officers can monitor loan portfolios, track borrower responses, and prioritize recovery actions. By automating routine communication and providing predictive analytics, the system reduces manual workload and improves recovery efficiency.

CoAI Recovery Pro is built as a cloud-based SaaS solution that can integrate with existing banking systems or simple Excel-based loan records. The platform is scalable and can support thousands of cooperative institutions across India, helping strengthen rural credit management and reduce non-performing assets.

GodyLabs offers a unified, cloud-based B2B SaaS ERP infrastructure engineered to completely eliminate the high technology overhead traditionally faced by institutions. Instead of dealing with fragmented software or paying massive transaction fees, our platform integrates core administrative management directly with a low-cost, high-efficiency digital collection system. By replacing traditional processing scales with a flat technology platform fee as low as 1.95% per transaction, we empower high-volume enterprise sectors—including educational institutions, healthcare networks, fitness centers, and resident associations—to automate their fee collections, subscriptions, and programmatic split settlements seamlessly. With plug-and-play compatibility for next-generation smart hardware like 4G/WiFi soundboxes, GodyLabs is the ultimate operational and financial ecosystem built to drive down digital transformation costs for modern organizations.