ViSave Payments and Umbrella Fidelity System is a fintech platform that work as Web and PWA based applications, that enable end-consumers, merchants and delivery agents to enroll into and earn/save from their use of it. We deploy niche banking and payment systems technology like QR Code, POS and NFC with business intelligence tools like CSAT and NPS into deep-market sensitization, consumer-incentivization and retail-reinforcement to create a real-time solution that substantially rewards consumers and retailers for engaging in business with each other. In simple words, ViSave is a free and sustainable automatic savings system that provides a unique and simple solution to the complex and unavoidable problem of ever-increasing living expenses. It has huge potential to bring a life-style change into every home in India.