DICHIT is a comprehensive digital platform for the chit fund ecosystem that combines discovery, payments, and intelligent management.
Key features include:
- Verified Chit Fund Marketplace for discovering and comparing government-registered chit fund schemes.
- CFPI (Chit Fund Payment Interface) with secure UPI-based installment payments and automated collection reconciliation.
- AI-powered Auction Management for digital bidding, auction automation, and real-time processing.
- Smart Recommendation Engine that suggests suitable chit schemes based on user preferences and financial goals.
- Digital onboarding, KYC, notifications, and customer management for subscribers and companies.
- Financial Inclusion by bringing transparent, trusted, and accessible savings solutions to underserved and first-time digital users, while helping licensed chit fund companies digitize and grow.