LoansTech is a fintech platform developed by RKare Technology Services Pvt. Ltd. to simplify and digitise India’s retail loan distribution network. It serves as a digital bridge connecting Business Associates (loan agents/DSAs), customers, and banks/NBFCs within one unified ecosystem.

The platform enables Business Associates to register, manage leads, check customer eligibility across multiple banks, upload documents, and generate offer letters instantly. Customers benefit from transparent comparisons and faster loan approvals. The system ensures data security through encrypted document handling and role-based access.

The Minimum Viable Product (MVP) was launched in October 2025, with 20+ Business Associates onboarded, ₹5 crore in loan volume processed, and ₹16.5 lakh in revenue generated to date.

In the next phase, LoansTech will evolve into a SaaS-based platform, offering subscription access, smart analytics, and API integrations for instant eligibility checks. This scalable architecture will empower over 1,000 Business Associates and expand the reach of financial products across India’s Tier 2 and Tier 3 cities.