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RKARE TECHNOLOGY SERVICES PRIVATE LIMITED logo

RKARE TECHNOLOGY SERVICES PRIVATE LIMITED

KSUM recognised
Ernakulam, Kerala
Sector Banking, Financial Services and Insurance
Industry Financial Services
Business model B2B B2C SaaS
Technology Mobile Apps Web technologies
Location Ernakulam, Kerala
Founded 2024

Team

SAMSON VARGHESE
SAMSON VARGHESE
Advisor
RAGESH K S
RAGESH K S
Founder

Product 1

LoansTech LoansTech is a digital fintech platform that simplifies loan distribution by connecting business associates, customers, and banks/NBFCs. The MVP enables lead management, eligibility checks, and payout tracking. In the next phase, it will evolve into a SaaS platform to automate operations and scale partner-driven loan business across India. Sector Banking, Financial Services and Insurance Industry Financial Services Model B2B B2C SaaS Technology Mobile Apps Web technologies

LoansTech is a fintech platform developed by RKare Technology Services Pvt. Ltd. to simplify and digitise India’s retail loan distribution network. It serves as a digital bridge connecting Business Associates (loan agents/DSAs), customers, and banks/NBFCs within one unified ecosystem.

The platform enables Business Associates to register, manage leads, check customer eligibility across multiple banks, upload documents, and generate offer letters instantly. Customers benefit from transparent comparisons and faster loan approvals. The system ensures data security through encrypted document handling and role-based access.

The Minimum Viable Product (MVP) was launched in October 2025, with 20+ Business Associates onboarded, ₹5 crore in loan volume processed, and ₹16.5 lakh in revenue generated to date.

In the next phase, LoansTech will evolve into a SaaS-based platform, offering subscription access, smart analytics, and API integrations for instant eligibility checks. This scalable architecture will empower over 1,000 Business Associates and expand the reach of financial products across India’s Tier 2 and Tier 3 cities.

Sector Banking, Financial Services and Insurance Industry Financial Services Model B2B B2C SaaS Technology Mobile Apps Web technologies
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